JUDY SCHREMPF, B Admin, CFP, EPC, CDFA I am a Certified Financial Planner (CFP) who focuses on understanding my clients’ goals and values. My service to you, the client, is to build financial plans that become guiding documents for living a good life. As I believe there is always something new to learn, I am committed to continuing education that gives me the ability to provide my clients with up to date, thorough and sound advice. What do I think is the biggest challenge when it comes to finances? Lack of a proper plan. We worry, but we don’t always take action to take away the worry. A financial plan for most is pretty straight forward. With just a bit of information and paper gathering, I can turn all of that into an organized plan that results in peace of mind knowing exactly what your money is doing for you now, in the future and how it will pass to those you love, whether that be family, friends, or charities! more... See more text