Our focus in on process, not product. We are never going to sell you anything except the value of good advice. Our approach is to provide advice, share knowledge, and help you make decisions about your finances in a completely unbiased and objective way. We aren't tied to any product line nor do we earn commissions through sales. Our individual clients simply pay for the time required to review their financial affairs and develop an appropriate, workable, and effective plan. This independent perspective is also important to our corporate clients. Corporations, government departments, unions, and other organizations investing in employee education are confident of our independent perspective and value the experience we bring to our seminars. more... See more text