Since 1998, 4 Pillars Consulting Group has supervised the successful restructuring of millions of dollars of debt held by over 8000 clients across Canada, with settlements averaging 25% of original debts owed. We negotiate the lowest possible settlements for debtors, helping them show restitution to creditors and prevent claims of bankruptcy. 4 Pillars acts on behalf of the debtor, not the creditor. We are one of the only companies in the industry with this approach to debt elimination and financial restructuring, resulting in services that put debtors back on track with rebuilding credit and effectively managing their finances. more... See more text